About the modern financial infrastructure that the world sits atop of.

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I write roughly biweekly on the intersection of tech, financial infrastructure, and systems thinking. It's free.

Title insurance is grossly overpriced relative to actual risks involved. Why is that?

Jun 30th, 2024

Ever transferred assets between brokerages? Impressive, terrifying machinations happened in the background. No cats were harmed.

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How digital wallets work, and how payment costs drive a lot of product decisions inside and around them.

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